does hereby enter into a placement agreement with Access Financial Services for the collection of assigned accounts at our stated commission rate to be paid by us upon payment by the debtor together with all rights, title and interests therein and the demand represented thereby and right of action accrued or to accrue thereon, and hereby grant said assignees full power to collect and discharge the same. By accepting this agreement it is understood that Access Financial Service will not be responsible for any possible counter suits that may arise by instituting collection activity and or litigation against the debtor and or debtor firm. Assignor agrees to hold harmless, indemnify and defend assignee from counter suits and also agrees to pay all costs and fees resulting from such action as well as costs, fees, and expenses relating to awards and judgments against assignee. If at any time during the collection or litigation process the assignor should decide to rescind, cease or discontinue this assignment, assignor agrees to reimburse assignee for costs and fees incurred other than normal collections expenses such mailings and or phone calls. Assignor understands that collection fees can only be added to the outstanding debt if it is so stated in a written, signed contract or credit agreement.